How to Transfer Money from Apple Pay to Your Bank Account

For many people, using Apple Pay is a convenient way to pay for goods and services without having to carry a physical wallet. But what happens when you need to transfer money from Apple Pay to your bank account? Well, it’s easy – let’s walk through the steps.

  • Step 1 – Open Your Wallet App on Your Phone
    The first step in transferring money from your Apple Pay account to your bank account is to open the Wallet app on your phone. Once you have done that, select the card that you want to transfer money from and tap “Transfer Money” at the bottom of the screen.
  • Step 2 – Select Your Bank Account
    Once you have tapped “Transfer Money”, you will then be prompted to select which bank account you would like to send the funds to. You can choose any bank account that is linked with your Apple Pay account. Once you have chosen which bank account you would like to transfer money to, simply confirm the amount of money that you are transferring.
  • Step 3 – Confirm Your Transfer The next step is confirming your transfer Make sure that all of the details are correct before confirming – as once it is confirmed, there will be no going back! Once everything is correct, just hit “Confirm” and your transfer will go through instantly. You can track its progress via the Wallet app or by checking with your banking provider’s website or app if they offer this service.

What is the Difference Between Apple cash and Apple Pay?

Apple Cash and Apple Pay are two distinct but related services offered by Apple Inc. Apple Pay is a digital wallet service that allows users to make payments using their iPhone, iPad, or Apple Watch at participating merchants. It can be linked to a user’s credit or debit card, and transactions are processed securely using NFC technology. On the other hand, Apple Cash is a peer-to-peer payment service that enables users to send and receive money to and from other Apple users through iMessage. Unlike Apple Pay, Apple Cash requires users to set up an Apple Cash card, which they can fund using a debit card or their Apple Pay balance. While both services are convenient and easy to use, they serve different purposes and have different features.


How Do I Transfer Money from Apple Pay to My Bank account without Card?

To transfer money from your Apple Pay balance to your bank account without a card, you can use Instant Transfer. Instant Transfer is a service provided by Apple Cash that allows you to transfer funds from your Apple Pay balance to your bank account instantly for a small fee. To use Instant Transfer, open the Wallet app on your iPhone, select your Apple Cash card, and tap on the three dots in the upper-right corner. Then, select “Transfer to Bank” and follow the on-screen prompts to enter the amount you want to transfer and select the bank account you want to transfer the funds to. Once you confirm the transaction, the funds should be transferred to your bank account within minutes.

Does Apple Pay Transfer Instantly?

In most cases, yes, Apple Pay transfers are instant. When you make a payment using Apple Pay at a participating merchant, the transaction is processed instantly using NFC technology. Similarly, when you send or receive money using Apple Cash, the transfer is usually instantaneous. However, there are some exceptions to this. For example, if your payment or transfer is subject to a hold or pending review, it may take longer to process. Additionally, if you use Instant Transfer to transfer funds from your Apple Pay balance to your bank account, there may be a small fee and the transfer may take a few minutes to complete. Overall, Apple Pay is a fast and convenient way to make payments and transfers.

Can I Use Apple Pay at ATM?

Apple Pay cannot be used directly at most ATMs as most ATMs do not have NFC readers that support Apple Pay. However, some banks and financial institutions have started offering cardless ATM access, which allows customers to withdraw cash using their mobile devices, including Apple Pay. To use cardless ATM access, you will typically need to set up the feature in your bank’s mobile app and generate a one-time code that you can use at the ATM to authenticate your transaction. Not all banks offer this feature yet, so you should check with your bank to see if it is available. Alternatively, you can withdraw cash using your physical debit card and then add the cash to your Apple Pay balance to use for future transactions.


That’s how easy it is to transfer money from Apple Pay into your bank account! It’s a quick and secure way to move funds between accounts and make sure that all of your payments are up-to-date. If you ever have any questions about transferring money between accounts, don’t hesitate to reach out for support – it can save time and hassle in the long run! So give it a try today and see how simple it can be!

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